MAINLINE INSURANCE

Servicing New York Metropolitan Area

 

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DR. LOCATOR RATE QUOTE
 

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WHAT WE OFFER

 

+ Health insurance: fully insured and partially self-funded. 

+ Dental and vision insurance.

+ Life and disability insurance.

+ Voluntary benefits at no cost to employer.

+ Long-term care insurance (home health care, assisted living and nursing home) on a group list bill.

+ Flexible Spending Accounts (FSAs).
This benefit is an employee-owned account that uses pretax dollars to pay for day care and out-of-pocket medical/dental/vision expenses.

+ Health Savings Account (HSAs).
Health insurance companies are concentrating efforts in this direction, allowing them to offer more cost-effective plans.

+ 401k and 403b for nonprofit organizations.

+ Option to provide more than one carrier to give employees more choices.

+ Custom-designed rate tier structure to provide a lower premium for families.

+ Innovative carve-out programs.

+ Packaged programs for firms with 2-50 employees. This concept allows
employees to select from 4-5 insurance companies. You pick a benchmark plan and allocate a certain dollar amount per employee. If the employee picks a richer plan design they are responsible for the extra expense. In general,
this concept has been reserved for very large corporations and municipalities.

 

OUR SPECIALIZED

SERVICES…

We have an executive benefit division specializing in tax and compensation issues that
are most important to business owners, key executives and management, including:

 

+ Buy and sell agreements: stock redemption, cross purchase,
entity purchase, life insurance loan collateralization.

+ Key person program.

+ Executive bonus.

+ Deferred compensation.

+ Estate planning.

+ Long-term care (home health care, assisted living and nursing home).

 

 

WHY MAINLINE?

 

We understand. Group benefits provided through the workplace are a major component of almost everyone’s financial security. While employees rank the quality of benefits as a major consideration in their decision to accept a job, employers rank the challenge of controlling benefit costs as one
of their top concerns.

 

+ We have over 25 years of concentrated experience with employee benefits.

+ Excellent rapport with insurance carriers.

+ We know how to effectively maximize and allocate benefit dollars.

+ We customize solutions: financial constraints, employee issues and business goals are all considered in formulating the right benefit package for your company.

+ Targeted communications: on-site orientation meetings to review and answer questions concerning the updated benefit package. A Mainline Insurance customer-service representative assigned to your company to build a customized and strong working relationship, ensuring that your employees understand the value of their benefit program.

+ We act as your advocate when presenting choices of benefits to your employees. As a third party, we explain the custom-designed benefit package and its wide range of services.

+ We handle day-to-day administration of keeping up-to-date records of employees, including: dependent-status changes, claims issues, billing issues and Cobra. We handle all the follow up in order to free up your staff to work on your core business.

+ We have a dedicated team of plan-design specialists to help you meet your goals and objectives and maintain a seamlessly managed program.

 

These additional services are part of our value-added benefits with no additional expense to our clients.

Copyright © 2005 by Main Line Agency, Inc, All rights reserved.